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Anyone make a hardship withdrawal from 401k with fidelity for home repairs…anyone been denied? if so, why?

Written by Home Repairer on August 6th, 2010

We need a new furnace/air conditioner, the furnace is very old and is deemed dangerous by the furnace repair man that was here yesterday…We also have had a leaky pipe that damaged our kitchen, which will entail, drywall, new cabinets, flooring, etc…would these repairs be acceptable for the hardship withdrawal?


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What definitive set of power tools should a person purchase for the purpose of home upgrades and repairs?

Written by Home Repairer on July 13th, 2010

As a fairly new homeowner, I’m finding lots of little things that need to be done. Minor repairs to the garage door, minor soffit and fascia damage, repairing doors and drywall, etc. I like to have the best tool for the job, but when it comes to cutting or finishing, there are several tools more adapted for a particular job. If one were to have the perfect "toolbox" (or perhaps toy box) with practical (not highly specialized) tools, what should it contain?
Well, I did specify power tools, but I suppose that mentioning other tools is fine as well. I already have a hammer, measuring tape, cordless drill and a fairly complete socket wrench set. What’s interesting is that ‘drill’ was mentioned more than once; aside from drilling holes, I assume that others use theirs for planting screws?

I will definitely need to cut wood, but don’t know if I necessarily need a table saw. I did like the suggestion of a reciprocating saw. For those who are suggesting tools, could you please also note what types of modifications and/or repairs for which they are most useful? Many thanks!


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What kind of home repairs do not require a person to be licensed or insured?

Written by Home Repairer on June 24th, 2010

My husband is looking to do some side jobs until he can find something more stable. What can he legally do (Ohio) without forking out a bunch of money for insurance/licenses? He is experienced in many areas such as painting, drywall, carpet, plumbing, electrical, roofing, etc. and is just looking to do some minor work, no major renovations or anything. And only on a temporary basis, not a permanant business venture. I don’t want him to get in any legal trouble for doing work he isn’t licensed to do. Any suggestions?


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Easy Drywall Repair a typical home improvement

Written by Home Repairer on June 7th, 2010

An easy way to repair holes in drywall. With this method of repair no nails/screws wood required!do it youself and save dollars!

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HUD home bank wants repairs before closing?

Written by Home Repairer on April 27th, 2010

I’m trying to purchase a HUD home but was told that the bank will not approve my loan until some repairs are made on the house (drywall, electrical) but was also told that HUD does not allow buyers to work on houses before closing and if we do they might try to keep our earnest money. Why is it the bank won’t put the loan through with out the repairs? What is there to do in this situation? Is it wise to put money into a house that i’m not guaranteed approval for.


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